Freedom

‘A step-by-step guide to help us make the most of our money. This easy-to-follow book will give us all a simple toolkit to make our money go further, feel more in control and build security and freedom.’ Holly Mackay, Founder and CEO of Boring Money

‘The secret to a future of financial freedom is to break bad money habits and develop better ones. In this book, Rob shows you how.’ Mike Harris, Founder of First Direct and Egg

Achieve financial freedom with three money habits – earn it, keep it, and grow it. Use this book as your toolkit to make your money work for you. Whether you’re managing debt, saving for a rainy day, or investing in your future, this proven approach to financial planning makes complex money concepts easy to understand.

I’m Robert Gardner, and my life’s work has been to harness the flow of money and make it a force for good for people and the planet. By understanding our relationship with money, we can break bad habits and form better ones. And the best part is that it’s never too late to start earning, keeping, and growing your money to transform your finances and help create a world worth living in.

‘In an easy-to-read way, you can follow the steps to form good money habits that will transform your financial freedom and the future prosperity of the planet. Reading and sharing this book is important in breaking the stigma attached to talking about money with friends, family and future generations.’ ― Dr Daniel Crosby, author and behavioural finance expert

‘This book isn’t a get-rich-quick manual – it’s much more than that. Rob helps the reader build the deep knowledge and sustainable habits that are the bedrock of a healthy relationship with money. Read, learn and prosper!’ ― Iona Bain, author of OWN IT, i-columnist, speaker and broadcaster specialising in young finances

‘Robert is the master of money. This book shares the real wisdom you wish you had known sooner. The ideas are simple and sustainable. Follow his three steps to create financial stability and abundance for the long term.’ ― Daniel Priestley, author of The Entrepreneur Revolution